This book provides a unique and personal money management perspective taking a look at the investment habits, lessons to live by, and techniques of the affluent. It offers revelatory insight to those aspiring to financial heights, investment managers looking to know more about their clients, all the way to other millionaires wanting to learn valuable lessons from their peers. This is an opportunity to learn directly from those who have already traveled the road to significant wealth. Based on two detailed surveys 14 years apart of 17,000 individuals, half of whom were millionaires (and 25% outside of the US), the book compares the attitudes of people from all levels of wealth, from those who started with very little to those with mega-wealth. The authors cover the basics of how their money was made, how it is currently invested and spent, their plans for the immediate future, and how they are planning to pass wealth on to their heirs. More than just an investment guide, this book goes into detail on how millionaires live, their outlook for the future, their spending habits, how they train their children to deal with wealth, and how they enjoy life. The stories and analysis followed their investment stories through complete bear and bull market cycles, what they did after a recession, how they invest in a bull market, and more. The stories found here offer essential information pertaining to real-life investment decisions that can improve the financial well-being of today’s serious investor.

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